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Progress on the National Housing Strategy - September 2025

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    Aussi disponible en français sous le titre : État d'avancement de la Stratégie nationale sur le logement

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    © His Majesty the King in Right of Canada, as represented by the Minister of Housing, Infrastructure and Communities, 2025.

    Cat. No. T92-2E-PDF
    ISSN 2819-2672

Canada's National Housing Strategy (NHS) sets a long-term vision that focuses on improving housing outcomes for those in greatest need.

Launched in 2017, the NHS is currently a 10+ year, $115+ billion plan to give more people in Canada a place to call home.

The NHS consists of complementary housing programs and initiatives that aim to address needs across the housing continuum, prioritizing Canada's most vulnerable populations.

Progress on the programs and initiatives under the Strategy are updated quarterly or as available.

Building on the achievements of the National Housing Strategy, the Government of Canada introduced Solving the Housing Crisis: Canada's Housing Plan in April 2024. Canada's Housing Plan sets out an ambitious plan to tackle the most urgent challenges facing our housing system today, broadening and intensifying the Government of Canada's efforts to build more homes, make it easier to rent and own a home, and help Canadians who can't afford a home.

Federal NHS initiatives

Key highlights

Since the launch of the NHS, $47 billion has been committed through Federal NHS Initiatives to support:

  • The creation, repair and acquisition of 341,739 units (164,721 new units,Footnote 1 repairs to 177,018 units)Footnote 2 Footnote 3
    • 316,358 units are currently under construction or have been repaired/built.
  • The continuing availability of 45,629 community housing units (FCHI Phase II) where operating agreements expired, through direct support for 11,726 low-income community housing units.

Create new/modernize existing housing supply

Program Launch date Announced funding Target Progress to date
Affordable Housing Fund (AHF) May 2, 2018 $16 billion over 11 years from 2018/19 to 2028/29 Create 60,000 new housing units and repair or renew 170,000 housing units.

$13.72 billion has been committed to support the creation of 54,151 new units (35,987 under 80% median market rent) and the repair/renewal of 174,638 units (135,697 under 80% median market rent).

Of the $13.72 billion, $8.27 billion are loans and $5.45 billion are contributions/forgivable loans.

Based on data collected at the time of application, the average monthly rent of new units that are under 80% median market rent is expected to be $723. The average rent would be affordable to households with a before-tax income of $28,912 per year.

Similarly, the average rent of repaired units that are under 80% median market rent is expected to be $814. The average rent would be affordable to households with a before-tax income of $32,555 per year.

New units

Of the 54,151 new units, 11,731 units are conditional commitments, 42,420 units are financial commitments, including 16,992 units that are under construction and 25,428 units that are built. This includes commitments to make 1,667 shelter spaces or transitional housing units available for survivors of gender-based violence, 9,938 housing units for seniors, and 631 units for people with developmental disabilities.

Funding has been committed to support the creation of 22,964 units that meet program accessibility criteria. This includes 9,307 accessible units and an additional 13,657 adaptable units in 238 projects with full universal design. Excluding projects that meet program accessibility criteria through universal design, the average percentage of units per project that are accessible is 28% for all new construction projects.

Repair/renewal units

Of the 174,638 repair units, 247 units are conditional commitments, 174,391 units are financial commitments, including 133,674 units that are under construction or repaired/renewed. This includes commitments to repair/renew 644 shelter spaces or transitional housing units for survivors of gender-based violence, and 42,070 units for seniors.

Affordable Housing Innovation Fund (AHIF) September 30, 2016
(Phase 1)
$208.3 million over 5 years from 2016/17 to 2020/21 4,000 below-market housing units created using innovative business approaches and building techniques.

Phase 1: $205.27 million committed to support the creation of 14,545 units, of which 10,662 will meet the program affordability criteria.

Of the total units committed, 9,226 units are currently under construction and 5,319 units are built.
August 30, 2022
(Phase 2)
$407.2 million over 6 years from 2022/23 to 2027/28 At least 10,800 housing units created, repaired, or acquired.

Phase 2: $232.2 million committed to support the creation, repair, or acquisition of 9,480 units, of which 5,787 will meet the program affordability criteria.

Of the total units committed, 7,817 units are currently under construction and 1,663 units are built/repaired/acquired.

Apartment Construction Loan Program (ACLP) April 20, 2017 $54.9 billion over 15 years from 2017/18 to 2031/32 Construction of more than 131,000 new rental housing units across Canada.

$28.15 billion in loans has been committed to support the creation of 71,414 units, of which 45,904 units will meet the program affordability criteria.

Of the 71,414 units, 17,523 are conditional commitments, 7,179 are financial commitments, 28,215 units are currently under construction, and 18,497 units are built.

ACLP has committed funding to support the creation of a total of 15,079 accessible units. The average percentage of units per project that are accessible is 28% for all new construction projects.

Based on data collected at the time of application, the average monthly rent of new units that are affordable to median-income families is expected to be $1,565 The average rent would be affordable to households with a before-tax income of $62,605 per year.
Co-operative Housing Development Program (CHDP) June 6, 2024 $1.5 billion over 7 years from 2024/25 to 2030/31 Create up to 3,200 new co-operative housing units.

$715.15 million in funding has been committed to create 1,449 new co-operative housing units.

Of the 1,449 new co-operative housing units, 337 are conditional commitments, and 1,112 units are under construction.

Federal Lands Initiative (FLI) February 11, 2019 $318.9 million over 10 years from 2018/19 to 2027/28 Create 5,500 housing units by transferring surplus federal lands and buildings to housing providers at low or no cost.

$142.54 million has been committed to support the creation of 4,899 new units (1,894 under 80% median market rent) and the repair/renewal of 208 units (110 under 80% median market rent).

Of the 208 repair/renewal units, all 208 are under development and/or built.

The FLI program provides funding to transfer surplus federal lands and buildings to support the development of housing. In almost all cases, when the land transfer takes place, the proponent will have several steps to undertake before beginning construction, which could include zoning, project design or land remediation.

Of the 4,899 new units, 4,392 units are currently under development and 507 units are built.

Funding has been committed to support 1,475 units that meet program accessibility criteria. This includes 1,157 accessible units and an additional 318 adaptable units in projects that have full universal design. Excluding projects that meet program accessibility criteria through universal design, the average percentage of units per project that are accessible is 20%.
Rapid Housing Initiative (RHI) October 27, 2020

$4 billion over 4 years from 2020/21 to 2023/24

Create over 12,000 affordable housing units.

$3.83 billion has been committed to support the creation of 16,016 new affordable units, of which 9,971 units are built, 5,136 are currently under construction and 909 units are financially committed.

All units committed under the Rapid Housing Initiative are intended to serve and be affordable to the vulnerable populations who are/or otherwise would be in severe housing need; this includes people experiencing or at risk of experiencing homelessness. Of the total units committed, 6,187 units are for Indigenous peoples, and 2,348 units are for seniors.

As of September 30, 2025

Regional breakdown of federal NHS supply initiatives

The breakdown includes the latest results for the Affordable Housing Innovation Fund, the Apartment Construction Loan Program, the Affordable Housing Fund, Federal Lands Initiative, Co-operative Housing Development Program, and Rapid Housing Initiative. It includes commitments for loans and contributions for new and repaired units.

These programs are application-based with funding prioritized for non-profit, co-operative, municipal, provincial and Indigenous applications.

Through these six federal NHS supply programs, $47 billion has been committed to new, repaired and acquired housing units across Canada.

  Atlantic Quebec Ontario Prairies British Columbia Territories TotalFootnote 4
Affordable Housing Fund
New Unit Funding ($M)

$647

$847

$4,183

$1,920

$2,718

$400

$10,830

New Units/Beds

3,271

6,836

18,560

8,430

13,643

1,435

54,151

Repair Funding ($M)

$73

$157

$2,241

$207

$178

$39

$2,894

Repair Units/Beds

5,336

9,907

126,923

17,752

12,919

1,801

174,638

Affordable Housing Innovation Fund – Phase 1
New Unit Funding ($M)

n/a

$47

$35

$9

$62

$3

$202

New Units/Beds

n/a

2,561

2,709

431

2,946

8

14,399

Repair Funding ($M)

n/a 

n/a 

$4

n/a 

n/a 

n/a 

$4

Repairs Units/Beds

n/a 

n/a 

146

n/a 

n/a 

n/a 

146

Affordable Housing Innovation Fund – Phase 2
New Unit Funding ($M)

$25

$33

$110

$33

n/a

$8

$208

New Units/Beds

100

1,445

 4,685

793

n/a

101

7,124

Acquisition Funding ($M)

n/a

n/a

n/a

n/a

n/a

n/a

$24

Acquired Units/Beds

n/a

n/a

n/a

n/a

n/a

n/a

2,356

Apartment Construction Loan Program
Funding ($M)

$975

$4,560

$13,237

$973

$8,385

$22

$28,153

Units/Beds

3,081

13,711

31,655

4,001

18,879

87

71,414

Co-operative Housing Development Program
Funding ($M)

$75

$2

$440

n/a

$198

n/a

$715

Units/Beds

198

19

895

n/a

337

n/a

1,449

Federal Land Initiative
New Unit Funding ($M)

$6

n/a

$62

$15

$48

$3

$134

New Units/Beds

176

n/a

2,664

656

1,367

36

4,899

Repair Funding ($M)

$7

$1

$1

n/a

n/a

n/a

$9

Repair Units/Beds

184

12

12

n/a

n/a

n/a

208

Rapid Housing Initiative
Funding ($M)

$209

$879

$1,370

$642

$555

$176

$3,831

New Units/Beds

1,198

5,173

4,275

2,995

1,741

634

16,016

As of September 30, 2025

How progress is tracked

Canada Mortgage and Housing Corporation tracks and reports on progress at four different phases.

  1. Conditional Commitment is when funding is earmarked to support the building or repair of units for which formal project agreement is still subject to final approvals and conditions (Letter of Intent is signed). As conditional commitments are subject to final approval, funding and units reported may fluctuate each quarter.
  2. Financial Commitment is when a formal agreement is duly executed, and a binding agreement is reached to provide credit under pre-specified terms and conditions (Letter of Agreement is signed).
  3. Construction/Repair Underway is when units are in the process of being built or repaired. For FLI, which provides funding to transfer surplus federal lands and buildings to support the development of housing, this includes units under development. FLI projects are considered under development once land transfer has occurred.
  4. Completed is when units are built or repaired.

Construction Timelines

Construction takes time – it can take years for planning, permitting, site preparation and design for a project to come to fruition. The completion of a new construction or renovated multi-unit housing project can take up to 3 years after the funding is provided.

Funding under the National Housing Strategy can be delivered over several years – extending the time to complete a housing project. See the Road Map for Building a New Home for more details.

Funding to support the Community (Social) Housing Sector

Program Launch date Funding Target Progress to date
Federal Community Housing Initiative (FCHI) April 1, 2018
(Phase 1)
$38 million over 2 years from 2018/19
to 2019/20

Funding for community housing providers to support 55,000 community housing units.

Support of 13,700 low-income units, with operating agreements under federal administration through CMHC.

Over $42 million in rent assistance was provided to 25,706 community housing units during Phase 1 of the program which sunset in 2019/20.

Since 2020/21, through Phase 2, $204.5 million in rent assistance was provided to 11,726 low-income units with operating agreements which supports the continued availability of 45,629 community housing units.

Overall, $246.51 million has been committed so far to support 49,114 community housing units have been supported through Phases 1 and 2.
September 1, 2020
(Phase II)
$580.2 million over 8 years from 2020/21 to 2027/28
Community Housing Transformation Centre (CHTC) and Sector Transformation Fund (STF)

April 11, 2019
(CHTC)

December 2019
(STF)

$64.2 million over 10 years from 2018/19 to 2027/28

Increase knowledge and technical capacity of the community housing sector to support effective and sustainable business models while continuing to provide affordable housing.

Funding and tools for housing providers to support efficient and effective business models.

Established in June 2019, CHTC is a non-profit organization led by an Executive Director and a Board of Directors.

CHTC delivers theSector Transformation Fund.

$56.9 million has been provided to the CHTC to set up operations, cover operating and program-eligible costs, and provide funding to 415 STF projects. Project areas of impact include the Environment, Indigenous, Local Projects, Sector Growth, Sectoral Impact, Social Inclusion and Sustainable Business.

Many examples can be found on the CHTC website.

Community Based Tenant Initiative (CBTI) December 2019 $10 million over 4 years from 2019/20 to 2022/23 Funding for local organizations that assist people in housing need to enable participation in housing decision-making. $10.0 million to support 189 CBTI applications. The program sunset in 2022/23.

As of September 30, 2025

One Time Direct Support Payments

Initiative Launch Date Funding Target Progress to Date
One-time top-up to the Canada Housing Benefit December 12, 2022 $1.2 billion over 1 year in 2022/23 Assist up to 1.8 million eligible households. $402.37 million to support 815,190 applications. The program sunset in 2022/23.

As of December 31, 2023

Homelessness Initiatives

Initiative Launch Date Funding Target Progress to Date
Reaching HomeFootnote 5 April 1, 2019 $5 billion over 9 years from 2019/20 to 2027/28 Reduce chronic homelessness nationally by 50% by March 2028. Reaching Home is a community-based program that helps prevent and reduce homelessness across Canada. This program is investing $5 billion in funding over 9 years to reduce chronic homelessness nationally by 50% between 2016 and 2028. This includes an additional $1 billion announced in Budget 2024 to help stabilize funding for the program.
  • +22% change in chronic homelessness among shelter users (between 2016 and 2023)
Overall results for Reaching Home (includes Designated Communities, Indigenous Homelessness, Rural and Remote Homelessness, and Territorial Homelessness streams):
  • 110,702 people placed in more stable housing under Reaching Home (cumulative for 2019/20 to 2024/25)Footnote 6
  • 199,697 people received core prevention services under Reaching Home (cumulative for 2019/20 to 2024/25)Footnote 6

As part of the overall investment, Reaching Home is investing approximately $1.2 billion in funding over 9 years through the Indigenous Homelessness stream and through Distinctions-based Approaches.

Specifically for Reaching Home's Indigenous Homelessness Funding Stream: Footnote 6 Footnote 7

  • 19,485 people placed into more stable housing.
  • 26,353 people who benefited from core prevention services.

The overall investments also include approximately $88 million in funding over 9 years through the Territorial Homelessness stream.

Specifically for Reaching Home's Territorial Homelessness Funding Stream: Footnote 6

  • 677 people placed into more stable housing.
  • 4,134 people who benefited from core prevention services.
Veteran Homelessness ProgramFootnote 5 Spring 2023 $79.1 million over 5 years from 2023/24 to 2027/28 To prevent and reduce Veteran homelessness in Canada

The Veteran Homelessness Program is aimed at preventing and reducing Veteran homelessness by providing direct funding to communities across Canada to support their efforts in addressing the needs of Veterans experiencing or at risk of homelessness. The Veteran Homelessness Program, which is part of the NHS, launched in spring 2023. Service providers have been offering services since fall 2024.

Specifically, through the Veteran Homelessness ProgramFootnote 8:

  • 1,460 Veterans benefited from services (in 2024/25)
  • 200 Veterans benefited from rent supplements (in 2024/25)
    • Of those, 67 were experiencing homelessness and were placed into housing
    • Of those, 133 were at-risk of homelessness
Unsheltered Homelessness and Encampments Initiative (UHEI)Footnote 5 September 6, 2024 $250 million over two years from 2024/25 to 2025/26

To address unsheltered homelessness and encampments across communities in Canada.

The Unsheltered Homelessness and Encampments Initiative was launched in Fall 2024. The initiative provides funding to support communities across Canada in addressing unsheltered homelessness and encampments. Funding agreements have been signed with provinces/territories and selected municipalities, and funding is rolling out to communities.

Specifically, through the Unsheltered Homelessness and Encampments Initiative:

  • 320 people have been placed into more stable housing (in 2024/25)Footnote 6
  • 2,543 people have benefited from core prevention services (in 2024/25).Footnote 6

As of September 30, 2025

Improving homeownership options for Canadians

Initiative Launch date Funding Target Progress to date
Shared Equity Mortgage Providers (SEMP) Fund July 31, 2019 $100 million over 5 years from 2019/20 to 2023/24 Assist 1,500 first-time homebuyers and assist in the creation of 1,500 new homeownership units. $37.95 million committed to assist in the creation of 1,371 new homeownership units. The program sunset in 2023/24.
First-Time Home Buyer Incentive (FTHBI) September 2, 2019 $1.25 billion over 5 years from 2019/20 to 2023/24 Assist up to 100,000 first-time homebuyers.

25,512 applications approved, representing $461.1 million in Shared Equity Mortgages.
The program sunset in 2023/24.

As of September 30, 2025

First-Time Home Buyer Incentive by region

Alberta Atlantic British Columbia Ontario Prairies and North Quebec
Approved Applications (#)

8,938

2,600

985

1,559

3,835

7,595

Funded Applications (#)

8,937

2,599

983

1,559

3,833

7,578

Approved Shared Equity Mortgages ($)

$181,884,716

$36,032,453

$21,009,725

$29,760,064

$62,097,652

$130,071,030

Funded Shared Equity Mortgages ($)

$180,462,411

$35,851,129

$20,949,975

$29,583,090

$61,576,763

$129,009,737

As of September 30, 2025

Human Rights-Based Approach to Housing

Initiative Launch date Description Progress to date
National Housing Strategy Act N/A The Act recognizes the right to adequate housing as a fundamental human right affirmed in international law. The Act requires the federal government to maintain a national housing strategy to further housing policy, taking into account key principles of a human rights-based approach to housing, and report to Parliament every three years on the progress towards the strategy's goals and outcomes. Tabled in Parliament on April 8, 2019, as part of Bill C-97, and received Royal Assent on June 21, 2019. The National Housing Strategy Act came into force on July 9, 2019.
National Housing Council November 22, 2020 The Council, with diverse representation, will further housing policy by providing advice to the responsible Minister on, among other things, the effectiveness of the National Housing Strategy with the aim of improving housing outcomes and to further the progressive realization of the right to adequate housing.

The Council continues to meet quarterly, with their most recent meeting held on September 18-19, 2025, where the Council discussed priorities for the upcoming year.

On September 5, 2025, the Council submitted a letter to the Minister of Housing and Infrastructure which proposed a definition of “housing affordability” that the Council hoped could be considered for adoption by Build Canada Homes. The Council proposed that affordability be defined as “housing costing no more than 30% of gross household income.” 

On August 6, 21, 25 and 29, 2025, the Neha review panel on the right to safe, adequate and affordable housing for women, Two Spirit, Trans, and gender-diverse people, and the government's duty to uphold this right, held dialogue sessions with rights holders, service providers, and experts.

The Neha oral hearing record and written submissions from government departments were published on the National Housing Council website on September 4, 2025. 

The Neha review panel presented its preliminary findings and emerging recommendations at the Pan-Canadian Voice for Women’s Housing Symposium in Ottawa on September 25, 2025.

Federal Housing Advocate 2020 The Federal Housing Advocate is an appointment by the Governor in Council and supported by the Canadian Human Rights Commission. The Federal Housing Advocate's mandate includes consulting with members of vulnerable groups and working directly with communities affected by systemic housing issues. The Advocate may request that the National Housing Council establish a review panel to hold a hearing to review any systemic housing issue within federal jurisdiction. The Advocate also monitors and reports annually on their findings related to systemic housing issues that they hear about and associated recommendations.

Annual report

Pursuant to the National Housing Strategy Act, the Federal Housing Advocate (FHA) submitted her 2024-25 annual report to the Minister of Housing and Infrastructure on April 30, 2025. The Minister subsequently tabled the annual report in Parliament on May 29, 2025, and tabled his response in Parliament on September 26, 2025.

FHA Released Two Reports on Human Rights-Based Housing

On September 4, 2025, the Federal Housing Advocate published two reports – an advice report, How a Human Rights-Based Approach Can Help Solve the Housing Crisis and a briefing paper, Human Rights-Based Housing Targets and Mechanisms for Canada commissioned by the FHA to Dr. Carolyn Whitzman.

As of September 30, 2025

Data, innovation & research

$550 million will be invested in new data collection tools, demonstration projects, Housing Supply Challenge and solutions labs, and efforts to spur more housing-related research, within and external to government, to help diversify information sources and perspectives.

A total of nine new Data, Innovation and Research initiatives were launched in 2018 to better understand housing needs, conditions and markets, and to fill data gaps and inform decision-makers.

Innovation

Initiative Launch date Funding available Target Progress to date
Solutions Labs May 21, 2018 $25.9 million from 2018/19 to 2026/27

Provides housing stakeholders with funding to help solve complex and persistent housing problems and foster innovation in the housing sector.

Support experts and housing stakeholders to incubate and scale potential solutions to housing affordability pressures.

$25.3 million to support 98 solutions labs fostering innovation in the housing sector.
NHS Demonstrations Initiative May 21, 2018 $12.5 million over 10 years from 2018/19 to 2026/27 Support demonstrations of forward-looking, innovative technologies, practices and strategies that explore the future of housing in Canada. $12.3 million to support 60 demonstration projects.
Housing Supply Challenge October 23, 2020 $300 million over 5 years from 2020/21 to 2024/25

The Housing Supply Challenge (HSC) invites citizens, stakeholders, and experts from across Canada to propose innovative solutions to the barriers that limit the housing supply.

The Housing Supply Challenge will result in new ideas and solutions that will help more people find an affordable place to call home.

Each round had dozens of submitted solutions and prototypes funded:

In Round 1: Data Driven, a total of 136 solutions were submitted, of which 21 were shortlisted and 14 prototypes were ultimately selected for funding (sharing a pool of $22.5 million for implementation).

In Round 2: Getting Started, a total of 167 solutions were submitted, of which 29 were shortlisted and 14 prototypes were ultimately selected for funding (sharing a pool of $38 million for implementation).

In Round 3: Northern Access, a total of 187 solutions were submitted, of which 33 were shortlisted and 15 solutions were selected for funding (sharing a pool of $72 million for implementation).

In Round 4: Building for the Future, a total of 252 solutions were submitted, of which 26 were shortlisted and 16 solutions were selected for funding (sharing a pool of $36 million for implementation).

In Round 5: Level-Up, a total of 254 solutions were submitted, of which 18 semi-finalists were identified, followed by 9 finalists. Final game-changer prizes were awarded to 4 recipients. Prize recipients for the Round shared a pool of $66.4M to implement their solutions.

As of September 30, 2025

Capacity building

Initiative Launch date Funding available Target Progress to date
Housing Research Scholarship Program Spring 2018 $3.65 million over 10 years Funding for postdoctoral fellows, PhD and Master's students to help build housing expertise in Canada. $2.39 million in Scholarships awarded for 35 postdoctoral fellowships, 5 PhD students and 10 Master's students, to conduct research in support of the NHS. The 2025 competition is currently underway with results expected in Spring 2026.
Housing Research Award Program April 2018 $500,000 over 10 years Promote and extend impactful housing research.

To date, the program has given out 21 awards and 4 travel bursaries for a total of $320,000.

The 2025 competition is currently underway with results expected in January 2026.

Collaborative Housing Research Network July 12, 2018 $13.9 million over 10 years Canada-wide collaboration of academics and community partners in research to inform housing policy decision-making.

$640,000 awarded to 8 Partnership Development Grants ($80,000 each) to help lay the foundation of the Network.

Research Network created by supporting 6 multi-year team grants. Investment for first 5 years was $7.9 million.

In February 2025, the original six teams or networks funded under this initiative were approved for grant renewal funding for an additional 3-year period totalling $5.2 million.

A funding announcement on the renewal of the Network took place in June 2025.

As of September 30, 2025

Thought leadership

Initiative Launch date Funding available Target Progress to date
NHS Research and Planning Fund June 18, 2018 $6.6 million over 10 years Support non-profit housing stakeholders and Indigenous partners seeking to plan, undertake, and share housing related research.

The program has been fully committed to support 57 research proposals across the country. Successful projects from the 2024 competition were announced in June 2025.  

NHS Housing Needs Data Fall 2018 $62 million over 10 years Enhance data collection and analysis, development of new housing surveys and comprehensive databases with social, economic and financial information to produce housing statistics. Two surveys were created to better understand housing conditions and experiences in Canada, including for those living in social and affordable housing.

Supplemental sample added to the Canadian Income Survey to produce better Annual Measures of Core Housing Need.

Creation of foundational documents necessary to initiate a mortgage industry data standards organization in Canada.

Survey of Non-Bank Residential Mortgage Lenders to get a more complete picture of the overall mortgage market in Canada.

Progress toward building a database of all social housing across Canada.

As of September 30, 2025

Enabling/connecting

Initiative Launch date Description Progress to date
Expert Community on Housing (ECoH) November 21, 2018 The Expert Community on Housing is an open community where members with a wide range of housing experience can collaborate, share knowledge, contribute to the development of housing solutions, and network with leaders within and outside of the traditional housing ecosystem to address common challenges. Currently hosting over 2,700 members with ongoing intake of new members. ECoH has hosted up to 175 individual learning events (workshops, webinars, summits, etc.) to-date.
National Housing Conference 2018/19 Bi-annual conference to bring industry experts together.

CMHC hosted a National Housing Conference in 2018/19. Due to COVID, the 2020/21 conference was cancelled and none were held in 2021/22 and 2022/23.

CMHC hosted the National Housing Conference, with a theme of “Unlocking Solutions Together” on March 18-19, 2024, in Ottawa. A conference summary report is available on the CMHC website.

As of September 30, 2025

Increased efficiency

Initiative Launch date Funding available Target Progress to date
Housing Accelerator Fund (HAF) March 17, 2023 $4.4 billion over 5 years from 2023/2024 to 2027/2028 The Housing Accelerator Fund will fast track at least 112,000 new permitted housing units by providing incentive funding to local governments encouraging initiatives aimed at increasing housing supply. HAF also supports the development of complete, low-carbon and climate-resilient communities that are affordable, inclusive, equitable and diverse.

241 HAF agreements have been signed, committing $4.37 billion to fast track 119,685 permits for new homes.

The first annual reporting cycle was completed in March 2025 for the 178 proponents under the first round of HAF. The results were generally positive, with 77% of initiatives on track or completed. Based on the March 2025 reporting cycle, HAF communities exceed the year one unit forecast for total permitted units by 16% (160,830 permitted units compared to the year one forecast of all permitted units of 138,603).

Visit the HAF Progress website to learn more about initiatives being funded under HAF, and ongoing developments.

As of September 30, 2025

Commitments and expenditures

The following two tables provide an overview of capital commitments and expenditures made for both new and repaired housing units under federally-delivered National Housing Strategy initiatives:

  • Affordable Housing Innovation Fund
  • First Time Home Buyers Incentive
  • Apartment Construction Loan Program
  • Affordable Housing Fund
  • Rapid Housing Initiative
  • Shared Equity Mortgage Providers Fund
  • Federal Lands Initiative
  • Co-operative Housing Development Program

Capital commitments are tracked by calendar year, and expenditures are tracked by fiscal year.

Capital CommitmentsFootnote 9 $28,109M
2017 $84M
2018 $405M
2019 $2,642M
2020 $2,997M
2021 $4,028M
2022 $4,024M
2023 $2,713M
2024 $5,576M
2025 $5,640M
ExpendituresFootnote 9 $7,766M
2016/17 $10M
2017/18 $70M
2018/19 $0M
2019/20 $155M
2020/21 $1,214M
2021/22 $1,828M
2022/23 $1,122M
2023/24 $2,084M
2024/25 $1,041M
2025/26 $242M

As of September 30, 2025

Federal/Provincial/Territorial NHS investments

On April 9, 2018, a new Federal/Provincial/Territorial (FPT) Housing Partnership Framework was endorsed by all FPT Ministers responsible for housing (except Quebec), setting the foundation for NHS initiatives cost-matched and delivered by provinces and territories.

The Government has bilateral agreements with all 13 Provinces and Territories representing over $15.8 billion in joint funding over 10 years (2018/19–2027/28) to protect, renew and expand community housing, and support provincial priorities related to housing repair, construction and affordability.

  • Alberta: joint investment of $1.2 billion
  • British Columbia: joint investment of $1.6 billion
  • Manitoba: joint investment of almost $641.2 million
  • New Brunswick: joint investment of $423.8 million
  • Newfoundland and Labrador: joint investment of $366.9 million
  • Northwest Territories: joint investment of $158.6 million
  • Nova Scotia: joint investment of $543.6 million
  • Nunavut: joint investment of $367.7 million
  • Ontario: joint investment of $6.0 billion
  • Prince Edward Island: joint investment of $58.1 million
  • Quebec: joint investment of $3.7 billion
  • Saskatchewan: joint investment of $610.1 million
  • Yukon: joint investment of $90.8 million

The most recent action plans are linked below:

As of September 30, 2025

How progress is tracked

Progress is tracked once reporting on progress related to funding commitments from provinces and territories has been received and processed.

Federal/Provincial and Territorial NHS initiatives

Canada Community Housing Initiative: provides predictable, long-term funding to protect, regenerate and expand social and community housing, including social housing under legacy programs for urban Indigenous households in need.

PT Priorities Housing Initiative: supports regional needs and priorities, such as increasing the affordable housing supply, maintaining existing stock, and providing financial support to vulnerable Canadians.

Canada Housing Benefit: provides affordability support directly to households in need through programs co-developed with each PT to reflect their unique context and circumstances.

Northern Funding: helps address the unique needs and challenges faced in the North with additional funding for each of the three territories to enhance the other initiatives.

Joint funding commitments

Initiative Total funding allocation until 2027/28 Federal funding committedFootnote 12 P/T funding committedFootnote 12
Canada Community Housing Initiative $8.6 billion $1.849 billion $2.159 billion
PT Priorities Housing Initiative $2.2 billion $949.0 million $1.372 billion
Canada Housing BenefitFootnote 10 $4.7 billion $936.1 million $1.147 billion
Northern FundingFootnote 11 $300 million $210.0 million N/A

As of September 30, 2025

Provinces and Territories progress to date against National Housing Strategy targetsFootnote 13

Indicator PTs reported progressFootnote 14 Target by 2027/28

Units continue to be offered in social housingFootnote 15

  • Of which there is no net loss of Urban Native Housing Units for low-income householdsFootnote 16

309,938

4,720

330,000

7,000

15% Expansion of rent assisted unitsFootnote 17 27,806 50,000

At least 20% of existing social housing units repairedFootnote 17

  • Of which are retained Urban Native Housing Units in good conditionFootnote 16

151,814

3,543

60,000

7,000

Number of Households Assisted through Canada Housing Benefit 330,102 300,000

As of March 31, 2025

Provincial and Territorial Action Plan 2027/28 targets

CMHC and each Province and Territory mutually agree on targets established in an Action Plan published by the Province or Territory, which are linked in the FPT Investments section.

Province/
Territory
Units continue to be offered in Social HousingFootnote 15 No net loss of Urban Native Housing units for low-income householdsFootnote 15 At least 20% of existing Social Housing Units repaired Retained Urban Native Housing Units are repaired to good condition 15% Expansion of Rent Assisted Units Number of Households Assisted through CHB
Alberta 23,700 507 4,740 507 3,555 45,992
British Columbia 34,491 1,739 6,934 1,766 5,174 41,865
Manitoba 23,417 663 5,470 663 2,108 18,787
New Brunswick 9,954 34 1,991 52 1,262 7,133
Newfoundland and Labrador 5,957 75 1,192 75 894 3,236
Northwest Territories 1,231 75 856 10 100 532
Nova Scotia 11,615 111 3,000 111 1,591 6,472
NunavutFootnote 19 1,625 N/A 325 N/A 244 1,309
Ontario 131,063 1,452 26,213 1,452 19,660 43,604
Prince Edward IslandFootnote 19 936 N/A 377 N/A 588 2,398
QuebecFootnote 18 63,630 1,128 N/A 1,128 N/A 145,270
Saskatchewan 16,448 249 3,290 249 2,467 13,171
YukonFootnote 19 543 N/A 775 N/A 517 5,864
Total 324,610 6,033 55,163 6,013 38,160 335,633

Provincial and Territorial level progress to date

Based on the agreed upon process for publishing the Provincial and Territorial National Housing Strategy progress reporting data, the content of this section will be updated during the publication of the third quarter NHS results (September 30, 2025). As a result, the figures in this section may be different than those reported above under Provinces and Territories Progress to Date against National Housing Strategy Targets.

AlbertaFootnote 20

Alberta remains on track to meet its National Housing Strategy targets and goals under the province’s Stronger Foundations strategy which will support an additional 25,000 households by 2031. To date, Alberta has committed to build 1,801 units under the NHS with hundreds more already committed that will be reported to CMHC. A significant increase in reported progress is expected as Alberta completes an internal review of reporting processes. Alberta is also committed to working to collect appropriate data on Survivors of Gender-Based Violence to address reporting data gaps in time for the 2025-26 progress report, which will support future program evaluation.

Units continue to be offered in Social HousingFootnote 15 No net loss of Urban Native Housing units for low-income householdsFootnote 15 At least 20% of existing Social Housing Units repaired Retained Urban Native Housing Units are repaired to good condition 15% Expansion of Rent Assisted Units Number of Households Assisted through CHB
23,700 507 23,576 507 1,801 16,063

As of March 31, 2025

British ColumbiaFootnote 20

As of March 31, 2025, the BC Priorities Housing Initiative program contributed to the addition of 1,866 affordable rental housing units and supported 2,089 adaptations through the Rebate Accessible Home Adaptations program. The CCHI program helped maintain 28,967 units of Social Housing Agreement and added 2,654 new Rent Assist units.

A total of 1,483 social housing units were repaired through provincial cost-matching contributions under the Capital Renewal Funding program for Non-Profits.

The CHB program has supported 53,712 unique clients, including direct recipients, rent subsidies to non-profit societies, one-time top-up recipients, and provincial cost-matching recipients of the Rental Assistance Program and Shelter Aid For Elderly Renters programs.

Units continue to be offered in Social HousingFootnote 15 No net loss of Urban Native Housing units for low-income householdsFootnote 15 At least 20% of existing Social Housing Units repaired Retained Urban Native Housing Units are repaired to good condition 15% Expansion of Rent Assisted Units Number of Households Assisted through CHB
28,967 1,483 4,727 771 2,654 53,712

As of March 31, 2025

ManitobaFootnote 20

Joint investments under the Canada Mortgage and Housing Corporation - Manitoba bilateral agreement under the National Housing Strategy (NHS) have placed Manitoba in a strong position to meet or exceed its targets at or before agreement expiry. Manitoba exceeded its repair targets within the first three-years of this agreement. In 2024-25, Manitoba committed $50,569,000, including $6,317,000 in federal funding, toward new units of social and affordable housing under the NHS. Manitoba has also made great progress on the preservation of existing social and affordable housing, and the repair of Urban Indigenous housing in the province.

Units continue to be offered in Social HousingFootnote 15 No net loss of Urban Native Housing units for low-income householdsFootnote 15 At least 20% of existing Social Housing Units repaired Retained Urban Native Housing Units are repaired to good condition 15% Expansion of Rent Assisted Units Number of Households Assisted through CHB
16,326 775 12,351 503 2,170 12,407

As of March 31, 2025

New BrunswickFootnote 20

Units continue to be offered in Social HousingFootnote 15 No net loss of Urban Native Housing units for low-income householdsFootnote 15 At least 20% of existing Social Housing Units repaired Retained Urban Native Housing Units are repaired to good condition 15% Expansion of Rent Assisted Units Number of Households Assisted through CHB
7,927 38 3,939 52 572 7,175

As of March 31, 2025

Newfoundland and LabradorFootnote 20 Footnote 14

Over the course of the 2024-25 fiscal year, the Newfoundland and Labrador Housing Corporation (NLHC) continued to meet its affordable housing goals. With the ongoing support of CMHC, NLHC expanded its social housing stock by 45 units and repaired 110 of its existing social housing units during this reporting period. Additionally, NLHC continues to work with its housing partners in both the private and community sectors, as evidenced through initiatives such as the Newfoundland and Labrador Community Housing Growth Fund which could deliver up to 100 new affordable housing units across the province.

For more information, visit the Newfoundland and Labrador Housing Corporation website.

Units continue to be offered in Social HousingFootnote 15 No net loss of Urban Native Housing units for low-income householdsFootnote 15 At least 20% of existing Social Housing Units repaired Retained Urban Native Housing Units are repaired to good condition 15% Expansion of Rent Assisted Units Number of Households Assisted through CHB
5,957 75 2,136

75

277 2,112

As of September 30, 2024

Northwest TerritoriesFootnote 20

Units continue to be offered in Social HousingFootnote 15 No net loss of Urban Native Housing units for low-income householdsFootnote 15 At least 20% of existing Social Housing Units repaired Retained Urban Native Housing Units are repaired to good condition 15% Expansion of Rent Assisted Units Number of Households Assisted through CHB
 1,201  75  642 0  60  459

As of March 31, 2025

Nova ScotiaFootnote 20

Nova Scotia (NS) is on track to meet or exceed all 9-year targets. Due to high demand, NS increased investments in the Canada-NS Housing Benefit, allowing the province to assist 11,635 households, exceeding the target of 6,074. Despite significant increases in construction costs, NS invested more in new supply and remains on track to meet its 9-year expansion target of 1,591 units. NS also funded the repair and renewal of 4,487 units, surpassing the 3,000-unit target and demonstrating the province’s commitment to maintaining social housing units. NS invested to ensure 111 URN Indigenous units remain affordable and are repaired to good condition.

Units continue to be offered in Social HousingFootnote 15 No net loss of Urban Native Housing units for low-income householdsFootnote 15 At least 20% of existing Social Housing Units repaired Retained Urban Native Housing Units are repaired to good condition 15% Expansion of Rent Assisted Units Number of Households Assisted through CHB
 11,615  66  4,487  111  1,536  11,635

As of March 31, 2025

NunavutFootnote 20

Units continue to be offered in Social HousingFootnote 15 No net loss of Urban Native Housing units for low-income householdsFootnote 21 At least 20% of existing Social Housing Units repaired Retained Urban Native Housing Units are repaired to good conditionFootnote 21 15% Expansion of Rent Assisted Units Number of Households Assisted through CHB
 1,625  N/A  344  N/A  338  26

As of March 31, 2025

OntarioFootnote 20 Footnote 14

Ontario continues to work closely with the federal government under the National Housing Strategy (NHS) and through provincially delivered initiatives to address the urgent need for more affordable housing, while implementing innovative approaches to reduce and prevent homelessness.

Through Ontario's recently approved final 3-year NHS Action Plan (2025-26 to 2027-28), Ontario is on track to achieve all of its NHS targets by the end of the current NHS in 2027-28, including the creation of more than 19,660 new rent-assisted units. Ontario is making significant progress against the year-end 2024-25 target, which will be reported on through the subsequent round of NHS reporting updates on Housing, Infrastructure and Communities Canada’s (HICC) ‘Canada’s National Housing Strategy’ website.

Units continue to be offered in Social HousingFootnote 15 No net loss of Urban Native Housing units for low-income householdsFootnote 15 At least 20% of existing Social Housing Units repaired Retained Urban Native Housing Units are repaired to good condition 15% Expansion of Rent Assisted Units Number of Households Assisted through CHB
 131,063  1,452  86,080  1,275  10,771  25,555

As of September 30, 2024

Prince Edward IslandFootnote 20

PEI is meeting or exceeding many targets including the creation of new social housing units, preservation and repair of existing social housing units, rental support assistance through the Canada Housing Benefit, and increasing the supply of supportive housing.

PEI is committed to continuing to make historic investments in housing, for more information please see the PEI Housing Corporation Annual Report, 2024-2025 PEIHC Annual Report.

Units continue to be offered in Social HousingFootnote 15 No net loss of Urban Native Housing units for low-income householdsFootnote 21 At least 20% of existing Social Housing Units repaired Retained Urban Native Housing Units are repaired to good conditionFootnote 21 15% Expansion of Rent Assisted Units Number of Households Assisted through CHB
 936  N/A  487  N/A  740  2,663

As of March 31, 2025

QuebecFootnote 20

The data related to the implementation of the Canada-Quebec Agreement is presented in the Société d'habitation du Québec (SHQ)’s Annual Report (this report is available in French only - Rapport annuel de gestion 2024-2025).

Units continue to be offered in Social HousingFootnote 15 No net loss of Urban Native Housing units for low-income householdsFootnote 15Footnote 22 At least 20% of existing Social Housing Units repairedFootnote 23 Retained Urban Native Housing Units are repaired to good conditionFootnote 22 15% Expansion of Rent Assisted UnitsFootnote 23 Number of Households Assisted through CHB
 63,630  N/A  8,980  N/A  3,961  184,803

As of March 31, 2025

SaskatchewanFootnote 20

Saskatchewan is currently meeting or exceeding most of the targets and outcomes set under the National Housing Strategy (NHS) bilateral agreement. While progress on the Canada Housing Benefit has not fully met the target to date, the Saskatchewan Housing Benefit program has seen an increase in uptake of more than 57 per cent since the 2023-24 fiscal year, and more households are being connected to the benefit to better afford their housing costs. Saskatchewan will continue to improve housing affordability, and maintain, improve, renew, and expand community housing with NHS investments to serve those in the greatest housing need.

Units continue to be offered in Social HousingFootnote 15 No net loss of Urban Native Housing units for low-income householdsFootnote 15 At least 20% of existing Social Housing Units repaired Retained Urban Native Housing Units are repaired to good condition 15% Expansion of Rent Assisted Units Number of Households Assisted through CHB
 16,448  249  3,290  249  2,425  7,371

As of March 31, 2025

YukonFootnote 20

Units continue to be offered in Social HousingFootnote 15 No net loss of Urban Native Housing units for low-income householdsFootnote 21 At least 20% of existing Social Housing Units repaired Retained Urban Native Housing Units are repaired to good conditionFootnote 21 15% Expansion of Rent Assisted Units Number of Households Assisted through CHB
 543  N/A  775  N/A  501  6,121

As of March 31, 2025

National Housing Strategy overall

Key highlights

Overall, under the National Housing Strategy, $74.08 billion has been committed as of September 30, 2025.

This will:

  • support reducing or eliminating housing need for 655,408 householdsFootnote 24 Footnote 25
  • support the creation of 183,274 new housing units and 328,832 repaired housing unitsFootnote 24Footnote 26
  • protect 359,052 Community Housing unitsFootnote 24 Footnote 25
  • assist 330,102 households through the Canada Housing Benefit
  • assist 25,512 households under the First-Time Home Buyer Incentive
  • assist 815,190 renters under the One-time top-up to the Canada Housing Benefit.

Women and their children

As of September 30, 2025, the NHS has committed an estimated $21.81 billion towards meeting the housing needs of women and their children, which includes funding for the construction, repair and support of 318,163 housing units.Footnote 27

  • Of the $21.81 billion, at least $3.36 billion is targeting the needs of women and their children, and at least $18.45 billion is supporting the needs of women and their children.
  • This represents 33.1% of all NHS funding committed.Footnote 28
  • Since the numbers above are a percentage of NHS investments and available information will increase with time, the percentage is expected to fluctuate each quarter.
Federal Supply Initiative units targeting and supporting women and their children New Units Repair Units
Affordable Housing Fund 20,768 57,120
Apartment Construction Loan Program 20,623 N/A
Rapid Housing Initiative 5,360 N/A
Affordable Housing Innovation Fund 30 0
Federal Lands Initiative 129 0
Co-operative Housing Development Program 644 0

This table includes units for survivors of gender-based violence, also represented in the tables below.

As of September 30, 2025

Learn more about how the NHS serves women and their children.

Housing for those in greatest need

Meeting the housing needs of vulnerable Canadians is a priority under the National Housing Strategy. Priority groups are currently defined to include survivors of gender-based violence; seniors; young adults; Indigenous peoples; people with disabilities; people dealing with mental health and substance abuse issues; veterans; 2SLGBTQI+; racialized groups; recent immigrants (especially refugees); people experiencing or at risk of homelessness.

NHS

Populations made vulnerableFootnote 29 Footnote 30 New units committed Repair units committedFootnote 31
Survivors of gender-based violence

4,302

2,772

Seniors

12,393

42,070

Young adults

1,047

24

Indigenous peoples

17,695

20,965

People with developmental disabilities

2,296

24,006

People with physical disabilities
People dealing with mental health and substance abuse issues

3,022

775

Veterans

246

29

2SLGBTQI+

162

7

Racialized groups

613

8

Black Canadians

699

157

Recent immigrants (especially refugees)

470

304

People experiencing or at risk of homelessness

10,910

4,125

As of September 30, 2025

Affordable Housing Innovation Fund

Populations made vulnerableFootnote 29 Footnote 30 New units committed
Survivors of gender-based violence

30

Seniors

16

Young adults

0

Indigenous peoples

1,328

People with disabilities

26

People dealing with mental health and substance abuse issues

4

Veterans

0

2SLGBTQI+

0

Racialized groups

0

Black Canadians

15

Recent immigrants (especially refugees)

0

People experiencing homelessness

965

As of September 30, 2025

Federal Lands Initiative

Populations made vulnerableFootnote 29 Footnote 30 New units committed
Survivors of gender-based violence 60
Seniors 91
Young adults 0
Indigenous peoples 296
People with disabilities 29
People dealing with mental health and substance abuse issues 0
Veterans 0
2SLGBTQI+ 10
Racialized groups 0
Black Canadians 0
Recent immigrants (especially refugees) 0
People experiencing homelessness 0

As of September 30, 2025

Rapid Housing Initiative

Populations made vulnerableFootnote 29 Footnote 30 New units committed
Survivors of gender-based violence

923

Seniors

2,348

Young adults

279

Indigenous peoples

6,187

People with disabilities

844

People dealing with mental health and substance abuse issues

1,104

Veterans

0

2SLGBTQI+

109

Racialized groups

263

Black Canadians

175

Recent immigrants (especially refugees)

162

People experiencing homelessness or at risk of homelessness

3,622

As of September 30, 2025

Affordable Housing Fund

Populations made vulnerableFootnote 29 Footnote 30 New units committed Repair units committed
Survivors of gender-based violence

2,645

2,772

Seniors

9,938

42,070

Young adults

768

24

Indigenous peoples

9,693

20,965

People with disabilities

1,378

24,006

People dealing with mental health and substance abuse issues

1,914

775

Veterans

246

29

2SLGBTQI+

43

7

Racialized groups

350

8

Black Canadians

406

157

Recent immigrants (especially refugees)

308

304

People experiencing homelessness

6,323

4,125

As of September 30, 2025

Co-Operative Housing Development Program

Populations made vulnerableFootnote 29 Footnote 30 New units committed
Survivors of gender-based violence

644

Seniors

0

Young adults

0

Indigenous peoples

191

People with disabilities

19

People dealing with mental health and substance abuse issues

0

Veterans

0

2SLGBTQI+

0

Racialized groups

0

Black Canadians

103

Recent immigrants (especially refugees)

0

People experiencing homelessness

0

As of September 30, 2025

Indigenous and Northern housing

Improving housing conditions (First Nation, Inuit & Métis housing)

Meeting the housing needs of Indigenous communities is a priority under Canada's National Housing Strategy. Projects serving the needs of Indigenous peoples and families are prioritized for funding under many National Housing Strategy programs. There is also programming and funding exclusively for Indigenous and Northern housing.

NHS funding exclusively for Indigenous and Northern housing

$420M

through the Indigenous Shelter and Transitional Housing Initiative

$138.1M

through the Affordable Housing Fund

$200M

through the Canada Community Housing Initiative

$300M

through Northern Funding

$1.2B

through Reaching Home: Canada's Homelessness Strategy (Indigenous Homelessness Stream and Distinctions-based Approaches)

  • $420 million through the Indigenous Shelter and Transitional Housing Initiative to build a minimum of 38 new shelters and 50 new transitional homes for Indigenous women, children and 2SLGBTQI+ people escaping gender-based violence.
      • $381.70 million has been conditionally or financially committed toward the construction of 38 new shelters and 39 new transitional homes.
  • $25 million through the Affordable Housing Fund to repair 560 units in the existing urban Indigenous community housing stock.
    • $24.96 million has been conditionally or financially committed toward the repair of 572 units.
  • 13.1 million through the Affordable Housing Fund for 2 emergency shelters in the territories. This is part of the $44.8 million 2020 Shelter Initiative for Indigenous women and children escaping family violence. This initiative is supporting the construction of 12 Indigenous shelters across Canada.
    There will be:
    • 2 in the territories funded through the Affordable Housing Fund.
    • 10 in First Nations communities in the provinces, funded through the CMHC On-Reserve Shelter Enhancement Program.
  • $100 million through the Affordable Housing Fund to support the construction and repair of Housing in the Northwest Territories and Yukon.
    • All $100 million of the dedicated funding, and an additional $30.65 million in Affordable Housing Fund funding has been conditionally or financially committed to support the development of 383 new units.
  • $200 million through the Canada Community Housing Initiative, delivered by Provinces and Territories under the NHS Bilateral Agreements to support 7,000 units in the existing urban Indigenous community housing stock so they continue to be made available to low-income households.
    • Provinces and territories have maintained 4,720Footnote 32 and ensured 3,543Footnote 32 urban Indigenous housing units are in good condition, also listed above under Federal/Provincial/Territorial NHS investments. Provinces and territories may support these units with NHS Bilateral Agreement funding Initiatives outside of the $200 million allocated through the Canada Community Housing Initiative.
  • $300 million through Northern Funding, as part of the $606.6 million federal-territorial joint investment delivered by Territories under the NHS Bilateral Agreements. Progress to date is listed above, under Federal/Provincial/Territorial NHS Investments. Progress to date includes units supported with NHS Bilateral Agreement Initiatives which includes the $300 million set aside for Northern Funding.
  • $1.2 billion through Reaching Home: Canada's Homelessness Strategy to address Indigenous homelessness predominantly in urban centers.
    This includes:
    • $890.1 million through an Indigenous Homelessness stream to support community-based responses to Indigenous homelessness and to continue to address local priorities.
    • $286.94 million to be invested in Distinctions-based Approaches determined in collaboration with Indigenous partners.
    • Additionally, $88 million is allocated through the Territorial Homelessness Stream.
  • Legacy funding to support First Nations housing on reserve.
    • Between April 2018 and September 2025, $889.70 million has been invested to support 4,247 newly constructed homes under the Section 95 On-Reserve program.
    • As of September 30, 2025, 21,976 units continue to be subsidized.

Funding through NHS programs of general application

Federal supply initiatives

$5.94 billion has been conditionally or financially committed through the federal supply initiatives. This includes the Affordable Housing Fund commitments for urban Indigenous housing, emergency Indigenous shelters and housing in the territories listed above. Federal supply initiative commitments will support:

  • 34,566 units through Indigenous and Northern housing projects. This includes 1,024 projects in the territories, where 50% of the population is Indigenous.
    • 23,347 units are for new construction and 11,219 units are for repair or renewal.
  • Commitments made to date will support:
    • 17,000 units on reserve
    • 3,956 units in the territories
    • 11,294 Indigenous units in urban areas
    • 2,316 Indigenous units in rural or remote areas

In addition to the funding and units outlined above, the Affordable Housing Fund has made conditional and financial commitments toward 79 new units and 10,127 repaired units for Indigenous occupants within projects that serve multiple population groups.

Federal initiatives supporting the community housing sector

$8.74 million has been conditionally or financially committed through the federal initiatives to support Indigenous housing in the community housing sector:

  • $5.72 million through the Federal Community Housing Initiative to support the affordability of 333 rental assistance units for Indigenous peoples
  • $3.02 million through the Community Housing Transformation Centre to support
    59 Indigenous and Northern housing projects.

Housing Accelerator Fund

$134.6 million has been committed to accelerate permits for 2,189 units in 73 Indigenous and Northern communities.

Data, innovation and research

The following investments have been made to support research, data and innovation to improve Indigenous and Northern housing outcomes:Footnote 25

  • $7.64 million toward 47 Research and Data Initiative projects
  • $107.95 million toward 48 Housing Supply Challenge projects

As of September 30, 2025

National Housing Strategy support to affordable and community housing

NHS initiatives are designed to meet the housing needs of Canadians. These initiatives provide support to the entirety of the housing continuum, an approach that builds upon and complements the historical federal support for community (social) housing that serves Canadians in deepest housing need.

This new approach significantly increases support to the community housing sector through new supply programs such as the Affordable Housing Fund, the Federal Lands Initiative, the Affordable Rental Housing Innovation Fund, and the Co-operative Housing Development Program, as well as through the Rapid Housing Initiative which has now sunset.

The approach also includes direct support to tenants and through housing providers to help reduce affordability pressures. This builds on support for legacy social housing agreements which were predominantly signed with housing providers between the 1950s and early 1990s, and includes new funding. New funding is being made available under the Federal and Canada Community Housing Initiatives to providers whose legacy agreements are expiring to ensure that they have the necessary support to continue offering community housing to Canadians.

In addition to these initiatives, the NHS is also creating new purpose-built market rental housing through the Apartment Construction Loan Program, building supply and providing more housing options along the housing continuum.

The NHS provides assistance to households in need through affordable and community housing, figures for this will be available shortly as we work with Provinces and Territories to provide an update.

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